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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

Message too long. Click here to view the full text.


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Stuck at step 1 Modern Mom 24/02/29(Thu)21:46 No. 3951 ID: cde7fb

>>387
For me the problem is getting that first job when you are homeless and broke. Most companies won't just hire some random hobo who comes in to them with a resume he made at a library. Especially if that resume indicated that he's over 30 and is lacking a history of employment or volunteering (yes seeking his first job ever in middle age), has not completed high school, doesnt have a clue where his talents lie, has no skills or qualifications, and doesn't even have a license to drive yet. Most entry level jobs require you to apply online, and as a homeless guy you can either lie, provide the address of some shelter you've been at, or give up on applying to those jobs. It's a hard knock life at the absolute bottom, simply acquiring basic documentation (like social insurance) is quite the challenge in itself. What about the fear and anxiety that comes with trying to step into a role of responsibility like employment fo the first time ever? The kind that prevents you from even attempting to apply online and just waste your time with procrastination activities you don't actually enjoy, but serve as a way for your brain to protect you from the possibility of failure (and its consequences).




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 22/08/02(Tue)21:57 No. 3713 ID: e23e87

>>3664




Good first/low budget investments. Modern Mom 14/09/13(Sat)08:47 No. 2312 ID: 1862b0 [Reply]
2312

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Hey there guys. I am a hard working 21 year old, and I've set aside $1500 from wage slaving to begin an investment portfolio. I'm currently considering using a chunk of that money to purchase silver bullion, because it seems like a guaranteed profit over the long run. Pictured is the exact object with which I would like to start my financial future, a 1kg silver bar that can be had for only $629 in the current economic climate. Does anybody have any tips for the poor, wannabe investor such as myself? And is anybody else starting this journey or thinking about it?


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Modern Mom 23/03/21(Tue)21:23 No. 3807 ID: 276b44

hex is your best choice


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Modern Mom 23/05/05(Fri)13:50 No. 3813 ID: cda0cf

Most of my money is going into the development of my own business, but I think it's not such a bad investment. I'm learning to regulate the work process and make it not only efficient, but also as convenient as possible for my employees. Time management is especially relevant for me, and articles such as https://traqq.com/blog/the-ultimate-guide-on-time-management/ help me figure out how best to build a company's workflow.


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Modern Mom 24/02/29(Thu)14:58 No. 3948 ID: c59669

I had a situation where money was urgently needed, but someone did not have it to lend. Then I had to go to the creditors. In order not to get caught by a bad company that I was particularly interested in, I asked a friend, he recommended this website to me https://au.casinologin.mobi/online-baccarat/ I was very grateful to him when this company helped me and I soon returned the money.




Modern Mom 24/02/24(Sat)01:24 No. 3945 ID: b31050 [Reply]
3945

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Why don't you go get one of those high paying jobs in the Bay Area?

Even the minimum wage at fast food stores is around $80K and for police officers it is $100K-$200K. They're desperate for any of these basic workers. And cost of living is no higher than here in Australia.

I recently visited. It's like the rest of the US and developed world is the third world by comparison.

And tech jobs, or generalist admin and operations jobs a whole another world.

Just work there for a couple of years then retire early to the mid west or some backwards ass poor but high standard of living first world country like New Zealand. You can even chuck a couple hundred K USD in your favourite crypto.

The numbers sound stupidly high but it's the reality. Mind you my family I was visiting are Indian so I was around the richest in Silicon Valley

The only downside was the women of silicon valley were fugly and far in between, but you can always visit the poor top tier in Orange County




Making Cash With Zero Fundage Biff 14/02/08(Sat)05:35 No. 1890 ID: 3e2241 [Reply] [Last 50 posts]
1890

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Let's talk about ways to make cash online, it can really help out and once you get efficient with it and have a good group then you're golden.

I won't lie, I'd like to find a person or two from this board to be in a new group. You wouldn't believe how fast and simple things get when you get everyone working together well and can make the money on nearly autopilot, depending on what method you are using. Also tips and resources are always good.


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Modern Mom 19/01/28(Mon)04:21 No. 3259 ID: 58f80f

>>3237
interesting. could you elaborate


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Modern Mom 19/11/09(Sat)11:23 No. 3356 ID: 2e6cef

Is blogging even a way to really still make money online if you don't use social media?

>>3237
I'm also interested in this.


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Modern Mom 24/02/10(Sat)17:13 No. 3943 ID: cb9224

>>3237
How do you generate revenue with it? I recall doing this like 10 years ago, editing my link into those vids that would redirect to chaturbate affiliate link. I got like 2 people to register but never anything worth cashing out. Sounds kinda interesting now that i could probably automate the process or parts of it.




BEAN 22/01/28(Fri)06:42 No. 3621 ID: 603d97 [Reply]
3621

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I am a traveling anon, and wish to offer /jew/ knowledge about BEANS.
What follows is an "iron diet" specifically for people who live in western countries, and face poverty due to cost rather than lack of income.


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Modern Mom 22/06/07(Tue)08:11 No. 3668 ID: 329c22

Today I picked all the beans I planted, it is a good day.


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Modern Mom 24/01/28(Sun)16:06 No. 3940 ID: 108660

Been cooking lots of Charro beans. $3.49/5 lbs bag feeds us for several meals. First batch we make charro beans then fridge the rest and make refried beans with cheese for lunches. Dry beans and rice are a cheat code


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Modern Mom 24/02/03(Sat)01:34 No. 3941 ID: 1b0a3e

Anyone know how to make them cause less gas? Every time I eat a lot of beans in any form I get really bad, painful gas and horrible smelling farts. I know beano exists, but I can't be fucked to take a pill 30 minutes before I think I might eat something.




Modern Mom 23/10/16(Mon)04:13 No. 3912 ID: 69f58e [Reply]
3912

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Cool free shit from Craigslist

Free is my kryptonite


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Modern Mom 23/10/30(Mon)03:46 No. 3917 ID: b41cb6

Do you flip it or just have an abundance of free shit


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Modern Mom 24/01/08(Mon)22:06 No. 3936 ID: 943dae

>>3917
I'm a bit of a hoarder




I want to live abroad with desired outcomes. Modern Mom 23/12/11(Mon)17:28 No. 3927 ID: cfbeaf [Reply]
3927

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I've passed my GED, but I am having struggles with college admision or finding work.

I would like to live in countries like France. I was saiving dome money for the time coming, and also trying to frind a career alternative program or some other way to make my life fine enough.

Do know any solutions?


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Modern Mom 23/12/22(Fri)21:11 No. 3933 ID: feefe8

>>3927
Get a trade that is universally relevant and does not vary based on regulations (building codes) such as welding. Do this through a community college or trade school. Then go to work for an oil field and get experience. Also do hobby diy work on the side.

Pirate duo lingo courses on French or what have you and complete them in your own time. Then listen to pirated french audiobooks and follow along in the pirated ebook. Start with something familiar and easy like translated popular fiction; harry potter, stephen king.

After that, consult a travel agency and arrange a tourist visit to scope things out.

After your visit, if you still like it, consult the travel agency for assistance with a work visa.


>>
Modern Mom 23/12/24(Sun)09:28 No. 3934 ID: bf7f14

>>3933
How do you pirate duo lingo courses?




In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]
2161

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
Message too long. Click here to view the full text.


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Modern Mom 21/08/10(Tue)01:38 No. 3538 ID: 5175b2

>>3136
Meat isn't bad for you.

Also your story about you being a spoiled millionaire and you feeling smug about eating beans is stupid.

Not taking care of your body is a bad idea, because preventing health care is cheaper than requiring it.


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Modern Mom 22/03/14(Mon)04:10 No. 3646 ID: 56c01e

>Bologna
Get some offal (organ meat) which is more nutritious, cheaper, and certain ones (esp beef heart) have fat caps which can be rendered. The cost mostly depends on where you live, but I can get beef heart for 3 bucks a pound.
Also sliced bread is trash, but the HEB I live near sells 3 small loaves (1 loaf of presliced bread in volume) of way better bread for a buck.
Take advantage of any opportunity.


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Fishhead 23/11/28(Tue)12:55 No. 3926 ID: 1b8fca

This is rather useful.




Cheapest tooth repair? Modern Mom 21/06/12(Sat)06:45 No. 3518 ID: b0a798 [Reply]
3518

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I have bad teeth and need to fix this. I'm 38 years old.


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Modern Mom 21/06/12(Sat)17:14 No. 3520 ID: 3ac61c
3520

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Modern Mom 21/11/25(Thu)03:06 No. 3594 ID: a29a4a
3594

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at this point get partials or full dentures. Getting root canals will still have infection sitting in your mouth causing more health problems and more tooth problems over time. I never trust any average dentist


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Modern Mom 23/11/17(Fri)05:21 No. 3925 ID: 9c6c3d

Cheapest? No dentist then. Here is your cheap route to dental health:

Buy hydrogen peroxide, baking soda, and a big tub of coconut oil. Cook and eat with the coconut oil, but make sure to swish with it at least ten minutes a day. I recommend swishing with hydrogen peroxide first for over a minute. It's up to you it you want to dilute it with water as directed. Brush your teeth with a coconut oil paste of baking soda.

Buy an immersion blender, and blend your food.





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