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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [First 100 posts] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 20/09/21(Mon)22:38 No. 3463 ID: 38b202

>>2943
It's been a little more than 2 years, but I'll update anyway. My math training wasn't particularly useful, I did get about halfway through calculous; however, even with that the college level programming assignments were too insane for me to understand. So I changed tactics, and starting studying IT. I did about a year an a half at a trade school, then dropped out after getting a couple of certs and a job in a Data Center. I did that for about 6 months and realized I hated all of the pressure that was attached to device uptime, so I studied penetration testing and applied at a few Information Security Jobs. I was able to find one and start at a higher tier and now I'm working my way up from that company while continuing to study pentesting certs. I'll be making 6 figures soon enough, sometimes you have to follow your own path in life.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 20/05/26(Tue)05:35 No. 3420 ID: 79541c

>>3390
People do this. It's called Forex (foreign exchange). Similar to playing stocks or fucking with crypto, but instead you exchange foreign currency and wait for it to rise.




Modern Mom 20/06/16(Tue)17:21 No. 3422 ID: 14211b [Reply]
3422

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What would be your tips to prevent impulsive spending?

I try to keep as less money as possible in my bank account because 1) I don't trust fucking kike bankers and 2) It is easier for me to just keep the money home and not just take whatever I want and pay by debit but I feel it's not effective enough.

I'm trying to stop impulsively spend my money on shit I don't need like alcohol and junk food but I didn't know just how the feeling of drinking crept back up on me while I've been on lockdown for 3 fucking months. I've gotten better in trying to stop alcohol cravings but overall, I would like to know your tips as to stop compulsive spending and learn to ''stash your cash''.


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Modern Mom 20/09/12(Sat)05:17 No. 3455 ID: 32a57e

Can't spend money if you don't have any.


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Modern Mom 20/09/12(Sat)05:18 No. 3456 ID: 32a57e

Can't spend money if you don't have any.


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Modern Mom 20/09/17(Thu)15:48 No. 3462 ID: d9aaad

The best method is to swap out the money you'll spend with the amount of time it took you to earn that.

In other words, that trinket doesn't cost $100, it costs you four hours of work.

It makes the "cost" more tangible.




Modern Mom 19/10/11(Fri)07:27 No. 3338 ID: 8efd88 [Reply]
3338

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Which MMO is the most profitable to gold farm?


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Modern Mom 19/11/08(Fri)15:21 No. 3354 ID: 2e6cef

>>3338
I'm not sure off hand but I do know a lot of people from Venezuela make more money farming RuneScape gold then they do working a regular job.


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Modern Mom 20/09/10(Thu)00:02 No. 3452 ID: 555daf

Is that an mmo or an iraqi classroom


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Modern Mom 20/09/17(Thu)12:22 No. 3461 ID: 8c2966

>>3338
you know that song scott pilgrim vs the world ruined a entire generation of women? it's the same for dudes with rmt




I feel lack of meaning in my life. Modern Mom 19/07/07(Sun)10:57 No. 3301 ID: 611850 [Reply]
3301

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What is the meaning of life if you are not exceptional in any way, if you do not look exceptional, if you do not have exceptional talent, if you were not born in a unique place, you don't have any unique skills, and you don't have a bigger goal in life?


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Modern Mom 20/06/25(Thu)23:28 No. 3425 ID: 18d12b

>if you do not look exceptional
Then you look to all the ugly mother fuckers that we idolize.

>if you do not have exceptional talent
Talent is hindsight. I never had a "talent" until I was good at something. Then all of the sudden everyone saw that I had "talent" or I was just lucky because I had "talent."

>if you were not born in a unique place
The fuck does this mean? Like, I know my shit is a "lol pull yourself up by your own bootstraps" bullshit but what does a unique place have anything to do with purpose? Everywhere is pretty unique. That's why people recommend traveling the world; to experience the different things the world has to offer. I legitimately do not know and would like someone to expand on it.

>you don't have any unique skills
Then you must learn a unique skill.

>you don't have a bigger goal in life
Then you must set yourself goal.


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guardian angel 20/08/01(Sat)08:02 No. 3438 ID: 935291
3438

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>>3414
if you dont have a bigger goal in life then whats the problem? a safe bet though for a meaningful existence is to get married and have kids. at least that way you get the responsibility to take care of people and plus, it adds at least 18 years to your obligation to society. obviously i get its probably hard to settle down with a good woman, but if youve got nothing else going on i would suggest focusing your energy towards that. and theres always room for improvement in that system. dont look good? get /fit/. arent educated? start easy by watching documentaries. dont give up anon!


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Modern Mom 20/09/12(Sat)05:20 No. 3457 ID: 32a57e

The meaning of life is to not pay your taxes without getting caught




Modern Mom 19/10/24(Thu)16:02 No. 3344 ID: 85c516 [Reply]
3344

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Post your scams anon.


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Modern Mom 20/08/07(Fri)08:04 No. 3444 ID: 6c75a7
3444

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>>3443
>I'm registered to vote im the upcoming election. spent a few hours phonebanking for (((him))) too.
Good goy. Keep up the rabid support for no-wall Zion Don and don't you dare notice broadly observable trends or patterns. :)


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Modern Mom 20/09/11(Fri)03:53 No. 3453 ID: 557722

>>3444
>Good goy. Keep up the rabid support for no-wall Zion Don and don't you dare notice broadly observable trends or patterns. :)

We're like 300 miles completed, with another 10 miles being finished a day IIRC.

Stephen Miller is Jewish and he is basically a white nationalist. Why should I care what ethnicity someone is if they are useful and do good things for my race, nation, family, and religion?

In any case you're getting very off-topic.


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Modern Mom 20/09/12(Sat)05:15 No. 3454 ID: 32a57e

>>3432
Looks like you've got one hell of a living anon.




Apartments Rick 14/06/08(Sun)05:04 No. 2118 ID: 8c4b00 [Reply]
2118

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Is living in an apartment worth it? I am going to college close to home and currently living there. However I am getting a degree in a job that's not too generous in pay but I still enjoy it and can do it from home. I don't really need a huge house, only video games and a little something for recreation. But since I usually keep to myself, am not messy, and am quiet then would you reccomend living in an apartment? They are cheap and seem to be nice, but if anyone has lived in one, would you reccomend it?


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Modern Mom 20/02/27(Thu)10:48 No. 3389 ID: 14211b
3389

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>>8c4b00

Stay as long as possible at home. If you need to pay rent there to help around with bills or whatever, do it. It is a lot cheaper than living in an apartment on your own. Consider the price of living at home (a reasonable amount would be about 150-200$ a month if you need to help around) and the cost of transportation to get to school. That's all you need to worry about if you live with your parents. Now also consider, paying for the price of your living space if you want an apartment, the neighborhood it is in, how much to keep the power on, how much to put food on the table, if you need internet, telephone.. It gets a lot more expensive fast than simply living at home and paying to stay in your room monthly.

I'm lucky I got my apartment for 450$ a month in a decent neighborhood. Seen a lot shittier for the same price in the hood. It's a 2 1/2. The kitchen is fucking small but the rest is pretty nice given the market for an apartment of that price.

Greedy landlords will usually rise the price of the place they rent depending on the proximity of services in your area (applicable in urban areas).
I'd also suggest to pay attention to the behavior of the landlord when you come to visit a place to rent. You'll see within a few minutes if you really want to be around people like him or not. Some landlords are real pricks who have no shame in looking in your apartment while you're gone. I caught one looking in my room when he said he didn't. Try to spot how anxious he is about talking about money and cost. Some get real obsessive and insistent when you fall late on your payments. It's best to keep that in mind while shopping around.


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Modern Mom 20/05/02(Sat)21:26 No. 3410 ID: a10901

God damn this threads are old as fuck. It depends where you live at and how small/big you get. Studios can be the cheapest but again, it depends where at. Also, some places will jack up the rent over time.


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Modern Mom 20/09/08(Tue)02:59 No. 3451 ID: 01ea14

>>3410
All of them will, anon. ALL. OF. THEM.

I've never known anyone's rent to ever go down unless it was in a failed city like Detroit where you don't want to live anyway. And they're always raise it the most they're legally allowed to, every single lease period.




Online Prediction/Betting Sites Modern Mom 20/06/27(Sat)07:07 No. 3426 ID: b04671 [Reply]
3426

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I know there's Predictitt, but what other sites exist for betting online, especially for using cryptocurrency?

This is predictitt:
https://www.predictit.org/markets/1/US-Elections


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Modern Mom 20/08/28(Fri)21:38 No. 3449 ID: 0ef893

https://acedbets.io/sports/upcoming/boxingufc/all

Pretty cool and unironically extremely low market cap right now. Under 1 mil, it will probably go to 10mil at some point. Maybe further once events start happening again.




How I lived Homeless for 4 years 17/09/18(Mon)23:41 No. 3083 ID: 7617e0 [Reply]
3083

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FIRST OFF choose your place to live carefully. This isn't just where to sleep but the city or town to live in.

Find a city or township that has buses. Ride um for a while and see if you can hide some where near by. This can mean an old abandoned building or the forest. I've had bad luck in buildings. It's easy to come home and find your shit gone or someone having stolen your spot.

Honestly the woods are the best. Find a big tree. Hide a rope ladder and it's just like having a tree house. This guy has a great guide on how to make a simple sleeping hut. https://www.youtube.com/watch?v=wQe8N--CpB0 Don't build anything visible or complex. You want something you can lay down at night and sleep. Hide it well.

SECOND, never leave your shit laying around. You'll loose it. Carry it with you. When i was begging for money and sucking cock for food money i had one bag. In it was a change of cloths and my tablet. That was it.

MAKING MONEY. This is up to you. Farmers pay okay for a hard day of work under the table. You can beg too and this will make you the most money. You can also sell your self but keep in mind you're gross and smell like shit. And the people that fuck homeless people arn't gonna be the cleanest. Avoid STD by offering blow jobs only. I'm an ugly guy and I was getting 10-20$ a blowjob. Not something I look back on with pride but it feed me those nights.

TECHNOLOGY! Get a cell or tablet. Ask to look at lost and founds. Ask if they found any cell phones or tablets when asked to describe it tell um "Uhh well it was black..." That's how i got my shit acer tablet. Enough to get free wifi in hotspots.

FOOD. Taco bell and mcdonalds are expensive. You wanna keep sucking cock for 10-20$ a pop for the rest of your life? NO! Fucking save your money. There is free food out their. Look up survival and eating off the land guides. Lot of places you can eat fucking weeds. And if your built your sleeping base there your set.

Churches and bazaars or what have you give out free food some times. This is when you use that phone or tablet to join facebook groups. Hell add homeless buddies to message apps.
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Modern Mom 20/05/30(Sat)20:37 No. 3421 ID: e6e272

>>3320
Never start smoking meth. Never!


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Modern Mom 20/08/04(Tue)22:14 No. 3439 ID: faa2f5

>>3084
>complaining about muh degeneracy while posting on a chan website

conservative american posters who spout sincere bullshit about sobriety and shit always confused me. Do you think this is some wholesome christian college republican website? Do you think the people who post here aren't degenerate autists and incels who jack-off to hentai? I know very few successful people IRL who post on the chans. Most are either spergs or similarly mentally ill degenerates who either porn addicts, drug addicts, or alcoholics.


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Modern Mom 20/08/15(Sat)23:52 No. 3448 ID: 9fb967

>>3328
>>3084
>>3320
You don't know the full story so shut the fuck up and be glad that you didn't have to go through shit like that. Respect to OP for sharing.




Modern Mom 14/08/19(Tue)12:21 No. 2270 ID: 56f386 [Reply]
2270

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I work 46 hours a week on a construction site and make 400$ a week

My friend works three hours a week and makes 4000$ selling drugs.
I just can't justify working so hard any more, I get that there are risks but Jesus Christ the money.

What should I do Jew


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Modern Mom 20/01/29(Wed)14:14 No. 3378 ID: f18dbe

>>2270
This tales over 30 years old
Biz Markie - My Man Rich
https://www.youtube.com/watch?v=R6g8U9MxyNY


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Modern Mom 20/04/28(Tue)21:52 No. 3408 ID: 344dc5

>>2270
Everything we do gets stored and treasured in the past forever, for the whole eternity. The deeds done, the loves loved and the sufferings suffered with courage and dignity. These are meaningful and justifiable, and no one can take it away from you. This is true wealth.


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Modern Mom 20/08/04(Tue)22:17 No. 3440 ID: faa2f5

>>3313
but anon all the heroin addicts are in shithole republican flyover states.





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